Payments
All Payments Received are to be in USD (United States Dollars) and are non refundable with the exception of valid Guarantee requests, as outlined below.

For all programs offered, you have a full 15 days from the time of enrollment or up to the second module being released or "week two" of the program starting (whichever comes first) to determine if this is for you. If you’re canceling outside of this refund period because you’re dealing with a serious illness/medical crisis, we can pause/cancel any future payments due and provide you with a future use credit for the amount paid. You can put this credit towards a future program or transfer it to someone else (upon approval). However, if you’re canceling for any other reason (“I changed my mind" or "I am too nervous to do this" etc.)… you will not receive a refund. This is a firm policy. Please purchase mindfully and honor the commitment you’ve made. Refunds will not be granted outside these windows from date of initial purchase, for any reason.

Invoices for OBM Institute programs are automatically generated and can be requested at any time by emailing support@obminstitute.com.

Disclaimer
Every effort has been made to accurately represent information and its potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or a guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. 

Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our products, services and our websites may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate”, “estimate”, “expect”, “project”, “intend”, “plan”, “believe” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earning potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody elses, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

​Privacy
Our Website is committed to the protection of personal information provided to us. Our Website follows various principles concerning the collection, storage and use of personal information as outlined in the National Privacy Principles of the Commonwealth Privacy Act (1988). Accordingly we have a privacy policy which deals with:

The way we collect, use and disclose personal information;
The way we protect the quality and security of such personal information;
The way that access can be granted to personal information held by us;
The manner of dealing with any complaints concerning the correctness of or access to personal information held by us.

​Copyright
The material contained in this site is the copyright of OBM Institute and is protected by United States and international copyright laws. The site and the data in it are supplied solely for informational use. Apart from permitted uses under the Copyright Act 1976, and, except for the temporary copy held in your computer’s cache and downloading for private use, no part of the material or data contained in this site may be reproduced, altered, transmitted or re-used for any purpose whatsoever without the written permission of OBM Institute.

​Website Content and Materials
The information and materials contained in this site (including these terms and conditions) are subject to change without notice. We may discontinue or make changes to the content of this site and the network at any time. Any dated information included in this site is current at the date of publication only, and we will not have any obligation or responsibility to update or amend such information.

No Warranties
This website is provided without any express warranties or guarantees, unless specifically stated and, to the extent permitted by law, without any implied warranties or guarantees. OBM Institute will not guarantee any results or business objectives.

Links to Third Party Websites
Links to other websites may be provided from this site. In those circumstances we have no control over the content of those third party websites. We make no express warranties concerning the content of those other sites. In particular we do not warrant the accuracy, completeness or reliability of those sites for a particular purpose, nor do we warrant that such sites or their content are accurate, complete, current and free of defects including but not limited to, viruses or other harmful elements. The user of this site will assume all risks and costs arising from the use of any website linked to this site.

​Indemnification
You agree to indemnify and hold harmless OBM Institute and any affiliated organizations, and its directors, officers and employees from any claim or demand including reasonable legal fees, made by any third party due to or arising out of your use of this site or any violation of these terms and conditions.

​No Offer of Products or Services
Nothing contained in this site will constitute an offer by Our Website for any products or services which may be advertised through the site including its micro site pages. Nor does Our Website make any specific warranty or representation of any kind with respect to any such information. Our Website will not be liable to you or any person who incurs any loss or damage as a result of relying upon any such information.